The environment is an important parameter when evaluating the exposure to radio-frequency electromagnetic fields. This study numerically investigates the variation on the whole-body and peak spatially averaged-specific absorption rate (SAR) in the virtual family male placed in front of a base station antennas in reflective environments and in comparison to when the human model is placed in free space. The virtual family male has been placed at various distances in front of base stations operating at frequencies between 300MHz and 5GHz in three different reflective environments. The absorption was determined using the 3D EM FDTD solver Semcad-X. It has been observed that the ratio of the SAR in the virtual family male in a reflective environment and the SAR in the virtual family male in the free-space environment ranged from −8.7 dB up to 8.0 dB. ICNIRP reference levels are not always conservative with respect to the basic restrictions in a reflective environment.